Evaluating Lightning Claims
Lightning strikes can cause a range of damages to homes. For accurate insurance claims, it's important to evaluate these damages carefully. This guide provides steps to help with such evaluations.
See what's inside
- 01 Understanding Lightning Damage
- 02 Initial Claim Steps
- 03 On-Site Evaluation
- 04 Photographic Documentation
- 05 Assessing Repair Costs
Understanding Lightning Damage
Before diving into the claims process, it's essential to have a solid grasp of what lightning is and how it causes damage. This discharge can produce temperatures over 50,000 degrees Fahrenheit, releasing vast energy, and this knowledge serves as a poignant reminder to bear in mind before commencing any form of claim inspection.
Initial Claim Steps and Assessment Preparation
Once you've navigated the initial stages of the claim—making first contact, assembling preliminary documentation, and preparing for the site visit—the next critical phase is the on-site evaluation. This section will guide you through a step-by-step walkthrough of what to expect and how to conduct yourself during this crucial stage of the claims process.
Assessing Repair and Replacement Costs
Site Assessment Checklist for Lightning Damage Claims
This comprehensive site assessment checklist ensures a thorough evaluation, aiding in fair and accurate claim resolution.